Home affordability has never been better.  The combination of low home prices and mortgage interest rates has created the prefect time to buy.  Such a combination has also created exciting loan options that provide both buying power and safety for the home buyer.    When financing a new home purchase most buyers consider a fixed rate mortgage.  While the fixed rate [...]

Over the past decade, construction methods and residential building codes have advanced to make new homes more energy efficient than homes built in the past.  Today’s new homes take advantage of numerous advancements in construction technology.  Such advancements include: Better insulation High-efficiency furnaces and air conditioners Insulated glass windows Advanced caulking and weather-stripping throughout construction Energy efficient appliances Whole [...]